IL Updates 2024 Health Benefits Disclosure Template

The Illinois DOL (IDOL) recently published the updated Illinois Consumer Coverage Disclosure Act (CCDA) template for 2024. The list of Essential Health Benefits (EHB) did not change from 2023 to 2024, but employers should begin using the 2024 template.

As a reminder, the CCDA requires employers to provide eligible employees with a disclosure that compares their coverage to essential health benefits required for coverage received through the Illinois marketplace. The disclosure must be provided upon hire, annually thereafter, and at the request of an employee.

The CCDA applies to all employers with employees in Illinois who provide group health insurance coverage. Importantly, this requirement applies to both fully insured and self-insured plans.

Employers who offer group health plans in Illinois should be aware of this ongoing requirement, review the updated 2024 template, and have discussions with carriers and TPAs, as applicable, to ensure compliance.

Consumer Coverage Disclosure FAQ »