Oregon Bulletin Emphasizes Existing COVID-19 Coverage Requirements

October 07, 2025

On September 17, 2025, the Oregon Division of Financial Regulation (DFR) issued Bulletin No. DFR 2025-6, reiterating its existing expectations of COVID-19 vaccination coverage by health benefit plans in Oregon. The bulletin emphasizes that:

• All health benefit plans (including grandfathered health benefit plans) in Oregon must provide coverage for FDA-approved COVID-19 vaccines and their administration in accordance with the previously issued Bulletin No. DFR 2021-1.
• The requirement to cover vaccines and their administration under Bulletin No. DFR 2021-1 is in addition to any coverage requirements that may apply to a health benefit plan under state or federal law.
• A health benefit plan may not impose any cost-sharing requirements, such as a copay, coinsurance, or deductible, or restrict coverage to in-network providers in accordance with Bulletin No. DFR 2021-1.

In addition to these bulletins, the DFR has a standing FAQ on insurance coverage for COVID-19 vaccines.

Employers with plans governed by state laws should be aware of these mandates and can contact their carrier for further details.

Read the full bulletin here: Oregon Bulletin No. DFR 2025-6